PDC Revolving Loan Funds (RLF’s) uses both federal and bank investment dollars to provide funds for economic development.  PDC is a Certified Community Development Financial Institution (CDFI), and this certification encourages banks to make equity equivalent investments in PDC. 

Loan funds may be used for equipment, working capital and expansion and in some cases start-up. Loan amounts range from $1,000 to $50,000
(collateral is required). Loan interest rates vary based upon market conditions and are pegged to the Wall Street Journal (WSJ) Prime Rate.  Most loans are at a fixed rate for a fixed term of five years or less.  

For the federally sponsored RLF's, the borrower must create or retain jobs for low-and-moderate income families. The Bank Equity Equivalent Investment Loan Fund Program services are available to any business operating in the San Gabriel Valley and Los Angeles County.

Technical Assistance and Counseling

PDC started this program to assist small business owners above and beyond funding loans because many businesses do not need capital, but actually need guidance.

Technical assistance available from PDC includes one-on-one counseling, seminars, workshops and roundtable discussions on relevant topics, such as business planning, basic bookkeeping, small business taxes, how to start your own business and effective marketing strategies.